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Preventual mutual manager |
PREVENTION MUTUAL GROUP (CSST) Significant savings available to members Since 1999, the UDI Quebec Prevention Mutual Group has allowed participating members to make significant savings far exceeding the annual cost of membership in the organization. Did you know that? Established in 1997 and administered by Groupe AST, the UDI Quebec Prevention Mutual Group currently has 56 participating employers. Since 1997, the companies participating in the UDI Quebec Prevention Mutual Group have realized significant savings, especially after the first year of operation, in 2000. How it works Born from the Act Respecting Occupational Health and Safety, which came into force in 1996, the prevention mutual group is an insurance product specifically designed for small and medium size businesses seeking premiums reflecting the efforts they make in occupational health and safety. It brings together employers involved in a process aimed at preventing employment injuries, and facilitating rehabilitation and the return to work of injured workers in order to benefit from rates reflecting their efforts. By forming a prevention mutual group, employers are collectively insured under the personalized rate method, taking into account their occupational health and safety performance. The CSST was pursuing a dual objective with the mutual prevention group. Firstly, to induce SMBs to take steps to improve the occupational health and safety of their employees, and secondly, to ensure that, for each year of participation in a mutual prevention group, SMBs pay insurance premiums corresponding to their actual performance. Savings: an actual case Joining the UDI Quebec Prevention Mutual Group allows organizations to experience a reduction in their assessment rate right from the first year of participation. For example, one subsidiary of a UDI Quebec member has achieved savings in excess of $70,000 over the past six years. Ant this is only a subsidiary of a real estate company operating in the Montreal area, with real estate assets slightly in excess of $20 million. Imagine the collective savings for all subsidiaries! The savings are largely sufficient to cover the cost of membership in UDI Quebec for the parent Company, which are $2,575. Membership in UDI Quebec can therefore be financially rewarding, in addition to the political representation and networking opportunities. Think about it! Employers’ duties and commitment But what are the duties and commitment involved in becoming a member of the UDI Quebec Prevention Mutual Group? You must remember that benefits come on the heels of the efforts. Here is what is required of participants:
How to join You want to know more about the UDI Quebec Prevention Mutual Group? You want to find out whether there would be benefits for you to join? Or you simply want to join? Groupe AST will take care of you. Simply fill out the form for enrolment effective in 2008. The Groupe AST consultants will perform an analysis of your situation, at no cost to you. This feasibility study is not binding on you, and you will be free to joint the UDI Quebec Prevention Mutual Group or not. The analysis is a first step toward the reduction in your CSST premiums and improved management of your occupational injuries. For more information:
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© 2003 - 2008 Urban Development Institute of Quebec
- Edimaster Cabana.comm 